To get control of my credit, sell the house, get divorced (not nec. in that order), find a smaller much less expensive house to buy (maybe with a fireplace and a little garage for a workshop, my two non-negotiables, that I let go last time!) even if I need my mom to cosign (which I probably will but she's tired of worrying about me so she will probably be ok with that, I've never been late on a mortgage payment in 15 years so she has nothing to worry about there) and get everything back to Good. I can't live in an emotional warzone anymore. It's been past long enough. I'm living in the house I grew up in and 18 years was too long for that too.
ETA: Wow, almost a year to the day from the last entry! And the exact same thing is going on! Ben is not speaking to me! There is REALLY no money right now, like, worse than ever. We are down 2k in YTD revenue at the clinic vs. this same time period (1/1 onward) last year and have heating bills topping $2,000 between clinic and the house, a 3 fold increase from this time last year. WHOAAAAAA.
This isn't sustainable. It's time to make it sustainable.